How to Put Those Financial Resolutions in Action in 2019

After losing my job when my company went bankrupt, I spent the majority of 2018 scrambling each month to keep it together. I’m proud to say that I did it, despite the obstacles, which changed my outlook about life and myself, greatly. Needless to say, it was a stressful year and so I was grateful to start 2019 with a new job and a commitment to get things on track, financially.

If you’re like me and ready to stay on top of your budget and finances this year and have made it a part of your resolution, there are concrete ways to put those resolutions to action in 2019. For some inspiration, I sought out the trusted advice of Savvy Ladies, a non-profit organization that provides personal finance education and resources for women to inspire them to plan for the future.

This isn’t the first time I’ve turned to this wonderful organization for guidance. When I first got divorced, I turned to them and then, when I lost my house in the divorce, I returned for more trusted advice. I can’t sing the organization’s praises more highly than I do!

Read More: How to Put Those Financial Resolutions in Action in 2019

New Year, New Start,

Laura

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7 New Year’s Resolutions to Ditch This Year

t’s a timeless tradition: the New Year Resolution.

We resolve to make them by year’s end and then, as it approaches the end of January, suddenly, we’re completely off track. The key to making those resolutions stick is to form and word them like an actual habit and keep the resolutions simple. Another way to stay on target? Recruit a friend! A friend of mine and I emailed each other our resolutions and reached out on a quarterly basis to see how we were both doing and hold each other accountable. Truly, the buddy system works! Where I failed in 2018 with my resolutions was making too many. In typical fashion, I bit off more than I could chew and at times, my resolutions were too complex. Overall though, I did pretty well considering. For 2019 however, I’m going to stick to just a few and keep it simple.

Another reality of resolutions is we often make ones that are not realistic or concretely helpful. So, to all you single mommas out there trying to pin down your resolutions and goals for 2019, here are some resolutions you can kick to the curb or revise, and exchange for resolutions that are:

  1. Easier to follow and make habit
  2. Realistic and positive

Let’s get started!

REDO THE LOSE WEIGHT RESOLUTION

Many women (and men) make the “I’m losing weight goal,” only to be sidelined by well, cookies, cakes and leftover macaroni and cheese their kids didn’t finish.

Read More: 7 New Year Resolutions to Ditch This Year

Just DO It,

Laura

5 Behaviors to Shed in the New Year for a Happier Loving Life

New Year, new you?

Well, not if you do the same old stuff you did last year. And so many of us, seem to make the same mistakes repeatedly simply because certain behaviors that were learned or perhaps genetic, have become a habit.

But that doesn’t have to be you. A new year is a shiny new shot at rewriting your story. Remember those “Choose Your Own Adventures” books? If you turned to page 25, you might end up trapped. If you turned to page 50, you might end up a wealthy tycoon … or something like that.

Consider this New Year a chance to “choose your own adventure” by rewriting yourself. Take an honest look at yourself and what worked and what didn’t work for you in 2018. Decide to avoid those pesky traps by shedding old behaviors and replacing them with better attitudes and habits that will bring you joy in 2019. You can’t change every single aspect of yourself or your life, but you can turn the wheel in another direction, or head to page 50 instead of page 25 to change your life this coming year.
Here are a few behaviors to kiss goodbye to and leave in the past as you head into the future on January 1, 2019 …

Read More: 5 Behaviors to Shed in the New Year for a Happier Loving Life

Happy New Year!

Laura

10 New Year’s Resolutions Every Working Mom 40 and Over Needs to Make

There comes a time in your life when certain behaviors, thoughts or expectations of yourself are no longer valid. At some point, we all tell ourselves, “I’m getting too old for this garbage.”

Forty is that age.

I remember thinking 40-year-olds were pretty much crypt-keepers when I was a kid, but our 40s are different than our mothers’ 40s. I’m not sure what exactly my mom thought when she hit 4-0, but I know for so many of my friends, we found ourselves wondering: What’s next? What haven’t I done yet that I’ve been wanting to do? What and who in my life needs to go at this point? What do I still have to figure out?

In other words, it’s the “I’m going for it” decade. Our forward motion is propelled by the confidence we gained from growing ourselves in our 20s and 30s. With that said, the New Year is almost here. What should we feisty 40-something working moms embrace as our New Year resolutions to make 2019 a kick-ass-and-take-names type of year? Here’s what I suggest:

Read More: 10 New Year’s Resolutions Every Working Mom 40 and Over Needs to Make

Resolving,

Laura

5 Eating Habits to Kick to the Curb in 2016

As much as you may be committed to your health and fitness, it’s easy to get a little lazy about eating well, especially around the holidays. Who wants to say no to all the sweets, all the time? Not me! But with the New Year almost here and bathing suit season coming soon, (Memorial Day is only five months away!), perhaps we need to give ourselves a swift kick in the butt and kick these five poor eating habits to curb along with all our other baggage from 2015!

1. No Breakfast

I don’t care if you’re not a breakfast person. Get hungry! Eating small, frequent meals will rev up your metabolism. If you wait until lunch to take your first bite of the day, I bet you any amount of money that you end up eating more than you should. You overeat because your body needed food hours before your brain started sending hunger signals. Once you create the habit of starting your day with a small breakfast, your brain will begin to send more regular signals you need to pull out a fork or spoon in the a.m.

Read More: 5 Eating Habits to Kick to the Curb in 2016

Take Out the Trash,

Laura

My Parenting Resolution: To Slow Down

Because I overanalyze things, it’s not unusual for me to invest in resolutions. I am always trying to think of a better way to do something, whether it’s work-related, child-related, or what have you. The other day, as my 4-year-old daughter and I were walking into a restaurant to meet my parents for dinner, I stopped to ask her, “Am I walking too fast for you?”

I could see she was struggling to keep up.

“Yes, you’re walking too fast,” she said, probably relieved I asked.
“I’m sorry honey. Remind mommy to slow down if I go too fast.”

Read More: My Parenting Resolution: To Slow Down

Ready for 2016,

Laura

5 Things I’m Doing Differently in 2016 After My Divorce

Believe it or not, I might actually have my divorce finalized in 2016! It’s a fairly simple divorce, yet it’s all been the most drawn-out divorce that I know of. We have been separated for 20 months now. It’s time.

The truth is, it took awhile for us to cut the cord and call the final shots. And once the trigger was pulled, it seemed it took forever to get the paperwork in. Either way, the light is nearing the tunnel, and I can safely say that throughout this divorce, I have done a solid job in getting my life together for myself and for my kid. I feel proud of how I have handled this at times, gut-wrenching experience, but there are mistakes I have made along the way that if I were to have to do it again, (EGADS!) I would do a few things differently. Live and learn, and try as I might, I have made my mistakes but overall, I have tried my best to move forward and I will be damned if I make the same mistakes in love again.

Read More: 5 Things I’m Doing Differently in 2016 After My Divorce

2016, Here I Come!

Laura

5 Common Lies We Tell Ourselves When Trying to Lose Weight

When trying a diet, as you’re attempting to stick to a program, it’s not unusual to tell yourself little “lies” to either feel better about your choices or to make excuses for why you haven’t fully committed to getting the body you’ve dreamed of. And I’m not talking about becoming a supermodel overnight. But it’s not surprising to hear folks tell themselves little “lies” to compensate for not being where they want to be fitness-wise.

Here are some common “lies” you might get caught up in as you attempt to make a “new you” for 2016, and some tips to stop the BS — so you can start dealing with the truth and rock a more fit you in the New Year.

Read More: 5 Common Lies We Tell Ourselves When Trying to Lose Weight

Believe it & Achieve it,

Laura

5 Habits All Moms Should Adopt in the New Year

It may be hard to make a change but once you do something consistently enough, it becomes a habit, and while there are quite a few bad habits to break, we can’t forget a few good habits to make. How do you make something a habit? Schedule it in — set your alarm — get a support system of friends or loved ones — and hold yourself accountable. Most importantly, consistency is key: doing your daily or weekly habit in the same time and or way, each day or week. And let’s simply call them habits and not resolutions as resolutions are easy to lose steam, but if you do something enough it will stick and be part of your routine in no time! Here are a few good habits for you to make in the New Year.

Read More: 5 Habits All Moms Should Adopt in the New Year

Always Improving,

Laura